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January 13, 2019January 13, 2019 by Scott

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DENTAL INSURANCE NO WAITING PERIOD

Dental Insurance Plans with no waiting period are very popular nowadays.  Many people find themselves in an urgent need for dental treatment when they do not have any existing dental coverage. Most dental insurance plans in the market have from a six to twelve month waiting periods for dental procedures that go beyond preventative and basic routine care. There are only a handful of dental insurance plans that have no waiting period on major services such as crowns, root canals, oral surgery, and other procedures.  These dental plans are naturally going to have a higher monthly premium since they are giving you more access to coverage immediately.

Dental Insurance For Seniors

Many people turning 65 ask us about Medicare dental and vision as well as Medicare hearing aid coverage. Unfortunately, Medicare itself does not cover routine dental, vision or hearing exams. It also does not cover copays related to the health of your eyes, ears and smile. So it’s not surprising that we get lots of callers asking about the best dental insurance for seniors.

Fortunately there are affordable dental, vision and hearing insurance options available. Some of these plans actually cover dental, vision, and hearing.

Affordable Dental Insurance

Affordable Dental Insurance is more available  than most people think.  There are plans for less than $20 a month.  Keep in mind that pricing varies dramatically from state to state.  It can even vary by zip code.  You may have a deductible and an annual maximum.  To get the largest discounts you’ll have to see a dentist in your insurance network.

Dental care should be a priority. Take a moment to figure out what kind of care or issues you should expect in years to come.  Use affordable dental insurance for those minimal needs and if you have enough savings to cover the cost of a pricier procedures.  If you’ve neglected your teeth or are likely to need a lot of care in the future, look into the right insurance coverage for you.

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